This is a public service announcement.
I'm sure I'm not alone in getting itchy every time that "Have I Got PPI?" advert comes on the radio or telly. It winds the bejeezuz out of me and I want it to go away.
That said, it does get its message across. (For me, the message is: "Don't go to ambulance chasing bloodsuckers when you can find out if you have PPI all by yourself free of charge.")
That is all very interesting if you have PPI. But I didn't think I had and I also thought I'd missed the deadline. And then about two weeks ago I got bored. So I spent about five minutes of my time completing an online form on the NatWest Bank website to essentially ask if I did have PPI after all. I didn't even fill it in very well but I was truthful and I did my best.
Then I kind of forgot about the whole thing.
That was until yesterday when a letter arrived.
Let me share the first few lines with you:
"Dear Mr White
We are pleased to advise you that we have now finished our review into the complaint you raised about your PPI policy.
Having reviewed the information you have provided, the Bank is prepared to uphold your complaint and to offer you the following redress.
Our offer, net of any income tax, has been calculated as £382.94."
Well blow me.
The final figure was arrived at by adding the amount of PPI I paid to protect a credit card almost 19 years ago for a period of seven years. The total I shelled out was £161.50. The rest of the amount I'm due back is the interest I would've received if that cash had stayed in my account.
I'm not telling you all of this to gloat. It's simply to advise you to do the same as me and just check your own situation with your own bank. With Christmas bills piling up, the cash might obviously be welcome for you too.
I'm sure I'm not alone in getting itchy every time that "Have I Got PPI?" advert comes on the radio or telly. It winds the bejeezuz out of me and I want it to go away.
That said, it does get its message across. (For me, the message is: "Don't go to ambulance chasing bloodsuckers when you can find out if you have PPI all by yourself free of charge.")
That is all very interesting if you have PPI. But I didn't think I had and I also thought I'd missed the deadline. And then about two weeks ago I got bored. So I spent about five minutes of my time completing an online form on the NatWest Bank website to essentially ask if I did have PPI after all. I didn't even fill it in very well but I was truthful and I did my best.
Then I kind of forgot about the whole thing.
That was until yesterday when a letter arrived.
Let me share the first few lines with you:
"Dear Mr White
We are pleased to advise you that we have now finished our review into the complaint you raised about your PPI policy.
Having reviewed the information you have provided, the Bank is prepared to uphold your complaint and to offer you the following redress.
Our offer, net of any income tax, has been calculated as £382.94."
Well blow me.
The final figure was arrived at by adding the amount of PPI I paid to protect a credit card almost 19 years ago for a period of seven years. The total I shelled out was £161.50. The rest of the amount I'm due back is the interest I would've received if that cash had stayed in my account.
I'm not telling you all of this to gloat. It's simply to advise you to do the same as me and just check your own situation with your own bank. With Christmas bills piling up, the cash might obviously be welcome for you too.
No comments:
Post a Comment